Wondering how we protect your identity? Credit reports and credit monitoring are just the beginning.
What is your time worth? We want you to spend time living a meaningful life, not waiting around on the phone with the IRS or your bank. We can’t fix all the worry that’s in your life, but we can help cut back the stress of your identity being stolen. We eliminate the doubt and give you the advantage of being able to act rapidly if suspicious activity is happening with your identity. We actively monitor your identity with expert protection so you can focus on the things in life that matter most to you.
We hope IdentityClub becomes your answer when someone asks how you protect yourself from identity theft.
1. Sign Up
In order to get started with IdentityClub, you only need to provide a few pieces of information. Our sign up process is quick and simple and you will be done within minutes.
2. You're On Our Radar
With our full suite of monitoring products, IdentityClub actively monitors and gives you insight into changes that are made to your credit report and non-credit related information. ⁷
3. We Alert
We want to empower you to see changes as they occur and act quickly if something unexpected happens. If we find or identify suspicious activity, we notify you.
4. We Restore
We have your back when you need our help. If you ever become a victim of identity theft, our experts are here to personally help you get back on track and restore your identity.
5. Financial Peace of Mind
Offering up to $1 million in identity theft insurance, IdentityClub provides the financial peace of mind you need if you experience loss of funds or out of pocket expenses. ⁸
Identity Theft and Credit Protection Crafted for You
Credit Reporting & Score Delivery
Whether you are looking for a 1-bureau credit report or a complete view of your credit report profile from all of the 3 biggest credit bureaus (Experian, TransUnion, and Equifax), our products are designed to meet your needs.
Questionable changes in your credit report are one of the first signs that your information may have been compromised. Just look at your credit report and ensure the accuracy of all of your information. We believe checking your report regularly is so important that you have access to 12 reports per year (on select plans) as well as additional reports at an industry low cost.
Daily credit monitoring offers insight when changes are made to your credit report profile. When your report is delivered, check it thoroughly for inaccuracies and our great team of U.S.-based professionals will assist you with your questions if anything looks suspicious or inaccurate. Routine credit checks combined with the utility of credit monitoring enables you to see changes and act quickly if something unanticipated happens.
See changes to your credit profile with daily credit monitoring alerts that include:
- Open new credit cards in your name
- Make fraudulent purchases
- Open new phone and utility accounts in your name
- 10-point increase in TransUnion credit score
- New charge-off
- And a whole lot more
Identity Theft Insurance
IdentityClub will offer up to $1 million in identity theft insurance* for your whole family and provide you with financial peace of mind, making you an informed and proactive consumer with a team of experts to support you. If you have out of pocket costs due to ID theft, you’re covered with up to $1 million in identity theft insurance.
- Lost wages
- Legal experts
- Stolen funds reimbursement
*1,000,000 ID Theft Coverage – provides up to $1,000,000 in coverage for: funds stolen by unauthorized electronic funds transfer from an account in your name, legal fees, miscellaneous expenses, and up to $1,500 per week (five weeks maximum) for wages lost while resolving a stolen identity event. All of this with a $0 deductible. Underwritten by AIG.
Identity theft impacts more than just adults. Children are especially vulnerable to synthetic identity theft, and stolen identities of children often go unnoticed until they reach adulthood. IdentityClub is here to provide protection for everyone in your family.
When you enroll in our Identity Theft Insurance, we not only provide you with up to $1 million in ID Theft Insurance⁸, we also include your family.
*Family Member means the primary member's spouse or domestic partner, parent, siblings, children and/or any other member of, or dependent persons residing in the primary member's household.